3 Common Workers' Compensation Myths And The Truths You Need To Know
If you've been injured on the job, you may be wondering how you'll pay for the mounting medical costs and make up for the time off of work. Below are three common myths associated with workers' compensation, as well as information on how an experienced lawyer can assist you in making your claim.
Myth #1: You Can Only Receive Compensation When Injured at Work
Injuries that are covered by workers' compensation don't have to physically occur in the workplace. If you're unsure whether your claim has a chance, speaking with a workers' comp lawyer is advised.
Injuries that didn't occur while at work may be covered if you were performing a task relevant to your work. Injuries that occur during travel or other such requirements of the job may also be covered. Relevant tasks will differ by profession as well as coverage. However, you'll want to talk with both your lawyer and manager to distinguish what's covered and what isn't. For instance, Nolo.com says that while company outings are usually covered by your work, injuries sustained during lunch breaks may not be.
Myth #2: Workers' Compensation Will Only Cover Medical Bills
The benefits of workers comp extend beyond payment of your medical bills. Depending on the settlement you receive, workers' compensation could cover many things, including time off of work and any pain and suffering.
When you've been injured, you're dealing with more than that injury. You may be required to miss work, miss out on job-related education and opportunities, and more. Workers' compensation can help to cover these costs and possibly more.
Myth #3: Your Employer Will Use Your Claim Against You
Many employees fear retaliation on the part of their employer if they file a workers' compensation claim. The fact is, filing the claim may be inevitable.
When you visit your doctor, you'll be required to disclose how you received the injury. This will be used by your insurance company to determine whether they'll pay or not. If you fear retaliation, speaking with a lawyer trained in such issues can help to ease your fears. An experienced lawyer can advice you on how to file, and what to do if your employer makes your job difficult as a result.
Being injured on the job can be frustrating, but filing your workers' compensation claim doesn't have to be. After reviewing the above myths, it's important that you contact an experienced lawyer immediately. Along with helpful advice and guidance, a lawyer can also help to speed up the process and get you compensation for your injuries as soon as possible. Set up a consultation with a lawyer immediately.